Savings
Any business transaction received before 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the same business day. Any business transaction received after 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the next business day.
Regular Savings Account:
- No minimum balance to open account
- No required minimum balance to avoid a service charge
- Unlimited Deposits
- Six withdrawals per month
- Interest rate and annual percentage yield subject to change
- Call for current interest rate and annual percentage yield
Christmas Club Savings Account:
- No minimum balance to open account
- No required minimum balance to avoid a service charge
- Unlimited deposits
- Six withdrawals per month
- Interest rate and annual percentage yield subject to change
- Call for current interest rate and annual percentage yield
HSA:
- No minimum balance to open account
- No service charge
- Must have a high deductible health plan (HDHP)
- Call for current interest rate and annual percentage yield
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Premier Money Market Account:
- Minimum $1000 deposit to open account
- $1000 minimum balance required to obtain disclosed annual percentage rate
- No service charge with an average daily balance of $1000
- Interest rate is tiered and determined by balance in account
- Unlimited deposits
- No limit of withdrawals if made in person or ATM, however a limit of six withdrawals per month if made by check, phone, etc.
- Interest rate and annual percentage yield subject to change
- Call for current interest rate and annual percentage yield
IRAs:
Any business transaction received before 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the same business day. Any business transaction received after 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the next business day.
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- No minimum balance to open
- Traditional, Roth and Student IRA
- No fees
- Investments are FDIC insured
- Interest rate and annual percentage yield subject to change
- Call for current interest rate and annual percentage yield
CDs
Any business transaction received before 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the same business day. Any business transaction received after 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the next business day.
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- No minimum balance to open account
- Available ti individual and commercial customers
- Wide range of investment terms ( 3 months through 5 years)
- Early withdrawal penalty applies
- Call for current interest rate and annual percentage yield