Savings

Any business transaction received before 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the same business day. Any business transaction received after 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the next business day.

Regular Savings Account:

  • No minimum balance to open account
  • No required minimum balance to avoid a service charge
  • Unlimited Deposits
  • Six withdrawals per month
  • Interest rate and annual percentage yield subject to change
  • Call for current interest rate and annual percentage yield

Christmas Club Savings Account:

  • No minimum balance to open account
  • No required minimum balance to avoid a service charge
  • Unlimited deposits
  • Six withdrawals per month
  • Interest rate and annual percentage yield subject to change
  • Call for current interest rate and annual percentage yield

 

HSA:

  • No minimum balance to open account
  • No service charge
  • Must have a high deductible health plan (HDHP)
  • Call for current interest rate and annual percentage yield

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Premier Money Market Account:

  • Minimum $1000 deposit to open account
  • $1000 minimum balance required to obtain disclosed annual percentage rate
  • No service charge with an average daily balance of $1000
  • Interest rate is tiered and determined by balance in account
  • Unlimited deposits
  • No limit of withdrawals if made in person or ATM, however a limit of six withdrawals per month if made by check, phone, etc.
  • Interest rate and annual percentage yield subject to change
  • Call for current interest rate and annual percentage yield

IRAs:

Any business transaction received before 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the same business day. Any business transaction received after 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the next business day.

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  • No minimum balance to open
  • Traditional, Roth and Student IRA
  • No fees
  • Investments are FDIC insured
  • Interest rate and annual percentage yield subject to change
  • Call for current interest rate and annual percentage yield

CDs

Any business transaction received before 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the same business day. Any business transaction received after 3:00pm MT (Harrisburg), 5:00pm MT (Guernsey, Cheyenne) and 4:00pm CT (Beaver City, Alma) will be posted the next business day.

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  • No minimum balance to open account
  • Available ti individual and commercial customers
  • Wide range of investment terms ( 3 months through 5 years)
  • Early withdrawal penalty applies
  • Call for current interest rate and annual percentage yield